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Future of investing

Will the next generation ever be able to buy their own home?

It sounds dramatic, but for a lot of young people in the UK, it doesn’t feel far from reality. The average home in England costs around eight times the average salary, and well over ten times in London. The average first-time buyer is 34, the oldest in two decades. A generation ago, the maths looked … Continued
Pexels / Steve A Johnson
Innovations in Finance

The next payment user may not be human

As AI agents begin initiating transactions independently, new questions emerge around trust, authority and oversight. Payment infrastructure has become faster, more connected and increasingly digital over the past decade. The industry is now confronting a new shift: agentic commerce. While AI isn’t new to the industry, with automation and recommendation tools widespread, its role is … Continued