Craig Codell
EV Product Manager, Admiral
There’s still a lot of debate about EVs. How much tax you need to pay, the availability of public chargers and even the actual tech. But needing insurance that’s built around you is one thing that isn’t under debate. That’s where we come in.
We don’t think insurance should be complicated. For over 30 years, we’ve been evolving our car insurance to make sure it gives customers exactly what they need, and our electric cover is no different.
We explore what EV owners are looking for in 2025 and beyond — and how we’re always listening and adapting to design insurance that works for you.
Why are drivers making the switch?
In May 2025, we ran a survey* to get an idea of what our customers think about owning and insuring EVs. The first thing we asked was why they made the switch from fuel to electric.
Unsurprisingly, one of the top answers was environmental concerns. Drivers are taking emissions and pollution more seriously and thinking about the footprint they leave behind. For lots of you, that means ditching your old petrol or diesel.
We get it — we’re concerned too. But as one of the UK’s leading insurers, we’re in a position to make a positive impact on the environment, starting with our commitment to achieve net zero by 2040.
Not just that, but we’re passionate about supporting our customers when they make sustainable choices too. Offering them EV insurance they can rely on is one of the ways we do that.
Drivers are taking emissions and pollution
more seriously and thinking about
the footprint they leave behind.
What are the bumps in the road?
We know some of you are still worried about how reliable public chargers are: how easy they are to find, if they’ll even work when you get there and how much it’ll cost to use them. It’s understandable — the UK’s charging network is well on its way, but it’s not quite there yet.
Our survey found 47% of customers use public chargers less than once a month. In fact, one in five drivers said they don’t use them at all.
Despite their concerns, our customers seem to worry less after they’ve taken the plunge and bought an EV. It’s clear that once a lot of you go green, you’re not looking back.
Where does Admiral come in?
Even if you can’t imagine your life without an EV now, we know new technologies can still come with a little anxiety – that’s normal. It’s exactly why we’ve spent a lot of time listening to people who have already made the switch and building a policy that evolves with new technologies, so we can cover everything that really matters to EV drivers.
We understand that a lot of you are worried about running out of charge when you go electric, but we’ve got an answer for that. We were one of the first insurers to launch out of charge recovery, so our customers don’t have to worry about being left stranded on the side of the road.
For extra peace of mind, our comprehensive insurance includes cover for your home charging set-up too, including your wallbox and charging cable. Basically, if it matters to you, it matters to us. We’re committed to understanding UK drivers as the world of EVs evolves and are making sure we meet our customers’ needs — now and in the future.
Admiral is named a ‘Trailblazer’ for innovation in electric vehicle cover by Defaqto.
As with any insurance, there are some policy limits and exclusions that apply. For more information, head to Admiral’s website: admiral.com.
*Source: 1,631 customers surveyed in May 2025.
