Business & Industry
Managing your Finances
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The UK digital bank that bridges you to the world
UK digital bank offers interest-bearing multi-currency current accounts for individuals and multi-currency business accounts for SMEs, bringing a more global way to bank. Nowadays, more than ever, people are travelling, relocating or living between countries while adopting remote and hybrid working models. Currently, around 16% of people living in the UK were born outside the...
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Here’s what needs to happen to bridge the gap in retail investing
While the financial markets are no longer the preserve of the elite, more needs to be done to encourage people into retail investing. Mukid Chowdhury, CEO of savings and investment platform Trading 212, gives his verdict on the autumn Budget and how it could affect the UK’s retail investment landscape. Last month’s Budget cut the...
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Why average with money is exceptional
I want to be average with my finances. It sounds backwards, but after years in personal finance, I’ve learned boring and average beats every clever strategy. Everyone’s exhausted by money: the hacks, the hot takes, the endless debate over the “right” way to do things. I’ve reached my conclusion: I want to be average. Not...
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Why professionalism matters more than ever
Professionalism isn’t just a label — it’s the foundation of trust, especially in financial planning. As a Chartered Financial Planner, I help my clients make decisions that will fundamentally shape their lives. They need to know that the advice they receive isn’t only competent but ethical. That’s why standards, professionalism and trust underpin everything I...
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How banks are stepping up to help customers in financial difficulty
Across the UK, households continue to grapple with rising living costs, higher interest rates and persistent inflation. In response, banks, building societies and other lenders increased efforts to provide support. Lenders routinely provide tailored solutions to meet individual circumstances, including affordable repayment plans, temporary reductions in payments and mortgage term extensions. Importantly, lenders encourage customers...
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Tools that can help you effectively manage your money
From benefits and budgeting to saving smarter, discover free online tools that can help you manage your money confidently and make the most of your financial support. We know how important it is that everyone has the right tools and knowledge to effectively manage their money. At MoneyHelper.org.uk, we provide people with just that. There,...
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Financial education equips us to thrive
The cost of not knowing about money is higher than it seems. Fortunately, financial education provides the tools we need to thrive, not just survive. We rely on financial literacy daily, often without realising. Whether choosing which supermarket to use or where to live, understanding money is crucial to our wellbeing. On the flip side,...
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Late payments are breaking UK small businesses
Late payments are shuttering small businesses every day. More stringent rules are needed to fix the payment culture and protect entrepreneurs. For years, I have sat in rooms with fellow small business owners who tell the same story in different ways. A builder who waits three months for payment has to raid savings to cover...
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SMEs beyond growth for an entrepreneurial ecosystem future
Britain’s SMEs have been decreasing since 2020 amid a major economic transition. Remedies require reorientation away from traditional firm growth towards scaling sustainable business activity within entrepreneurial ecosystems. According to the Department for Business and Trade,SMEs make up 99.8% of businesses, employ over 16 million people and generate over 52% of private-sector turnover.¹ Yet, SMEs...
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Small Business Saturday UK backs the nation’s favourite businesses
Small Business Saturday celebrates the UK’s small businesses, highlighting their vital role in the economy and growing optimism among entrepreneurs despite ongoing challenges. The UK’s 5.6 million small businesses1 are the heart of our communities and a powerhouse for the economy.From local cafes to independent makers, they infuse passion and personality into everything they do....