
Jackie Spencer
Senior Policy and Propositions Manager, Money and Pensions Service
From benefits and budgeting to saving smarter, discover free online tools that can help you manage your money confidently and make the most of your financial support.
We know how important it is that everyone has the right tools and knowledge to effectively manage their money.
At MoneyHelper.org.uk, we provide people with just that. There, you’ll find three tools to help you better manage your money.
Benefits calculator: are you claiming everything you can?
Make sure you’re getting all the financial support available to you. Four main entitlements often go unclaimed: Universal Credit, Pension Credit, Carer’s Allowance (Carer Support Payment in Scotland) and Child Benefit.
Claiming these can also open doors to other forms of support, such as free school meals, and could reduce your bills. Our free benefits calculator tells you what benefits you might be entitled to. You’ll be asked six quick questions. No paperwork is necessary. Checking your eligibility won’t impact you financially and won’t influence your credit score.
Managing your money can be almost impossible if you don’t know how much you’ve got coming in and going out
Budget planner: do you know what’s coming in and going out?
Managing your money can be almost impossible if you don’t know how much you’ve got coming in and going out – including what you’re spending your money on. Putting together a budget helps you keep track of your money, so you know when you can splash out a little more and when you need to be tighter with your spending. The MoneyHelper budget planner breaks down how much money you have coming in, what you are spending it on and how you can make improvements.
Savings calculator: how can you reach your savings goals?
Saving can be difficult, so seeing how your money could grow can be a good way to help you stick with it.
Our savings calculator can help you reach your savings goals, calculate how much interest you could be earning and make smarter financial decisions. It shows you either how long it will take to reach your goal or how much you’ll need to set aside by a certain time.
Visit MoneyHelper.org.uk for more free tools and guidance to help manage your money.